Attention homeowners in Greenville and Pitt County: Get an Appraisal today!

Here are the top 7 reasons why NC homeowners use J.D. Joyner:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To reduce your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in NC by determining the true market value of real estate in question

Do you own a house in or near Greenville? Do you need help determining the value of your real estate?
Contact J.D. Joyner.

We at J.D. Joyner understand the special needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. Being a regular consumer that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at J.D. Joyner, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping clients just like you do away with unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close by. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from J.D. Joyner is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. J.D. Joyner can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency? An appraiser from J.D. Joyner can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.